Convert QFX to QBO

Free QFX to QBO converter. Turn a Quicken Web Connect download into a .qbo file for QuickBooks Online. Runs in your browser, nothing is uploaded.

Coming soon: QFX to QBO

Reading that format is still being built. The converter below already turns CSV and Excel statements into a QuickBooks .qbo file, which covers most of the same work.

Drop a CSV or Excel statement here

.csv, .txt, .xlsx and .xls — or choose a file

Your file never leaves your browser.

About QFX to QBO

A .QFX file and a .QBO file are the same thing wearing different hats. Both are OFX documents: the same headers, the same account block, the same list of transactions. The only meaningful difference is the tag that says which product is allowed to open the file. Quicken downloads carry Quicken's identifier, QuickBooks Web Connect files carry an Intuit bank id (INTU.BID) that QuickBooks Online checks before it will accept an import. That one difference is why a perfectly good QFX download is refused with "this file is not supported" when you feed it to the bank feed screen.

Converting QFX to QBO therefore is not a data conversion at all — it is a relabelling job. Your dates, amounts, payees, memos and check numbers already exist in the file and come across untouched. What changes is the wrapper: the message set is rewritten for the account type you pick (checking, savings or credit card), the institution block is filled in, and every transaction keeps a stable FITID so that re-importing the same statement does not create a second copy of every line.

This page will do that entirely inside your browser. Nothing is posted to a server, so a statement full of account numbers and payee names never leaves your laptop — which matters if you are a bookkeeper handling someone else's records. The converter is free and has no row limit.

QFX reading is still in progress. Until it ships, the converter below accepts the CSV or Excel export of the same account, which every US bank offers next to the Quicken download, and produces the same .qbo file.

How to convert QFX to QBO

  1. Download the transactions from your bank. If Quicken (.qfx) is the only option, also grab the CSV or Excel export while QFX support is being finished.
  2. Drop the file into the converter. It is read in the browser; no copy is sent anywhere.
  3. Pick the account type — checking, savings or credit card — and enter an account number if you want one. QuickBooks does not verify it.
  4. Check the preview: date range, totals in and out, and any duplicate rows the converter highlighted.
  5. Download the .qbo file and upload it in QuickBooks Online under Transactions, then Upload from file.

Frequently asked questions

What is the difference between a QFX and a QBO file?
Both are OFX documents with the same structure. A QFX file is tagged for Quicken, a QBO file carries the Intuit bank id that QuickBooks Online checks during a Web Connect import. The transactions inside are identical.
Is this QFX to QBO converter free?
Yes. There is no row limit, no sign-up and no watermark. Paid features are batch conversion of several files at once, saved column mappings and PDF statements.
Do you upload my bank file to a server?
No. The conversion runs in JavaScript inside your browser tab. You can disconnect from the network after the page loads and it still works.
Why does QuickBooks reject my QFX download?
QuickBooks Online only accepts .qbo, .qfx is reserved for Quicken, and the bank id inside the file has to be one Intuit recognises. If your converted file is refused, try a different bank id in the advanced account settings.
Will importing twice duplicate my transactions?
Each transaction gets a FITID derived from its date, amount and description, so the same statement imported twice matches up instead of doubling. Transactions that genuinely repeat on the same day are highlighted in the preview so you can decide.
Can I convert QBO back to QFX for Quicken?
That direction has its own page — see QBO to QFX in the related converters below.

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