Convert QBO to QFX

Free QBO to QFX converter. Turn a QuickBooks Web Connect file into a Quicken .qfx download. Runs in your browser with no upload and no row limit.

Coming soon: QBO to QFX

Reading that format is still being built. The converter below already turns CSV and Excel statements into a QuickBooks .qbo file, which covers most of the same work.

Drop a CSV or Excel statement here

.csv, .txt, .xlsx and .xls — or choose a file

Your file never leaves your browser.

About QBO to QFX

People move in both directions. A bookkeeper closes the books in one product and a client tracks the same account personally in another; a bank offers a Web Connect download but the person importing it uses Quicken. The file they have is a .qbo, and the file the software wants is a .qfx.

Underneath they are the same OFX document. The transactions, the account block and the balance line are identical; what differs is the identification tag that decides which program will accept the file. Converting QBO to QFX swaps that tag, writes the extension the importer looks for and leaves every date, amount, payee and memo exactly as it was. Transaction ids are preserved too, so an account you have already partly imported will match rather than duplicate.

It is worth knowing what this does not do. It does not unlock a subscription, forge an institution or make an unsupported bank supported — some versions of Quicken accept only files their own download service produced, and no conversion changes that. What it does is stop you retyping a statement because two products chose different three-letter extensions for the same format.

As with every converter here, the work happens in your browser. The file is read from your disk, rewritten in memory and handed back as a download; nothing is uploaded, kept or logged. QBO reading is the next piece being built — the converter below turns CSV and Excel statements into .qbo files today.

How to convert QBO to QFX

  1. Locate the .qbo file your bank or your accountant gave you.
  2. Drop it into the converter once QBO reading ships; today the same box converts CSV and Excel statements into .qbo.
  3. Pick the account type so the right statement block is written.
  4. Review the transactions in the preview table before you download anything.
  5. Download the .qfx file and open it with your personal finance software.

Frequently asked questions

Are QBO and QFX really the same format?
Structurally, yes: both are OFX documents. The difference is the tag identifying which product may import the file, plus the file extension.
Will Quicken definitely accept the converted file?
Usually, but not always. Some releases only accept files issued by their own download service. If yours refuses the file, importing a CSV into it is the fallback.
Do I need an active subscription for either product?
The conversion needs nothing but a browser. Whether the destination program lets you import depends on that program's own licensing, which is outside this tool.
Is anything uploaded during the conversion?
No. Files are read and written locally in your browser tab.
Can I go the other way, from QFX to QBO?
Yes — that is a separate page, linked under related converters below.

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